Frank Mercer

Frank Mercer is a middle-aged man who runs the Eden Shores Police Department.

He is a corrupt cop who’s murderous, ruthless, and is going through a major midlife crisis as he’s hunting every street racer in the city in hopes of stealing their cars and taking them to an illegal chop shop to sell them out of the city and for himself.

He at first tortures Ana’s brother Lucas, attempts to murder the player and Ana until Lucas escapes and wrecks him with Papi’s Camaro and knocks him out and rescues the player and Ana from being murdered by him, leaving him wounded.

Then he runs away and tries to hide after Ana and the Player put incriminating evidence on his laptop, and during the final mission where her and The Player stop the cars from being shipped at Port Murphy, he attempts to escape in a BMW M3 E46 GTR, and the player and Ana must then wreck his car by hitting him until his health is gone and then he finds himself face-to-face with Torres, and he says that he has no other options and then she at that point, points her gun at him and presumably shoots him.

After Mercer is apparently dead after that with rumors that he's still around going around, Torres takes over as the leader of the Eden Shores task force, commenting that Mercer was never a person for that position and her mission will be to end street racing the correct way than how he did.